About This Site

Question: Is this book just for Canadians?

Answer: While I share my experience with Canadian housing programs (like Quebec's PAP), 70% of the strategies--rent-to-own, co-ownership, creative financing--work globally. The emotional journey of fighting for "home" is universal!

​Tip: Check my "Resources" page for country-specific tools.

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Question: I don’t have a sister/partner to co-own with. Are there other options?

Answer: Absolutely! In the book, I cover:  

- Friends/family partnerships (with clear legal agreements)  

- Investor co-ownership (where one party lives there, the other invests)  

- Community land trusts (shared equity models)  

Free Guide:"Co-Owning Without the Chaos" { Members Area }

 

Question: How is this different from other home buying books?  

Answer: Most books teach "how to buy a house". Mine shows "how to keep a home you love"—especially when money is tight. It’s:  

- Memoir (my 15-year fight for my sanctuary)  

- Workbook (checklists for grants, negotiations)  

- Community (access to our private group)  

 

Question: Can I really use these strategies with bad credit?  

Answer: Yes! Chapter 5 focuses on credit-blind options:  

- Vendor take-back mortgages  

- Lease-to-own with rent credits  

- Non-traditional lenders  

Note: I include "exact scripts" for negotiating with landlords/sellers.  

 

Question: Will you help me review my contract?  

Answer: For legal safety, I can’t review personal documents—but in our community group, "Home Dreamers", members share:  

- Red flags to watch for  

- Affordable lawyers they’ve used  

- Template agreements  

 

Join here: [Home Dreamers]  

 

 

Question: How do I know if a rent-to-own deal is fair?  

Answer: Look for these "green flags" (detailed in Ch. 4):  

- Fixed purchase price locked in upfront  

- At least 25% of rent going toward the down payment  

- A licensed third party holding deposits  

 

Avoid: Verbal agreements! My "Rent-to-Own Checklist" helps: [Download] 

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Question: What if I’m not ready to buy yet?  

Answer: Start with my "Sanctuary Starter Kit"(free with newsletter signup): 

- How to "test drive" homeownership while renting  

- 5 upgrades landlords usually approve  

- Budgeting templates to save faster  

 

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Question: Can I share book excerpts with my book club?  

Answer: Of course! Here’s how to do it right:  

- Share <500 words per meeting  

- Use this credit line: "From DREAMING OF HOME by Ruth Promesse –         learn more at "promessepublications.com"  

- Download our Book Club Discussion Guide [Here]  

 

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Submit Your Question 

Have a question I didn’t cover? Email me at admin@promessepublications.com or ask in our community group! I read every message.  

 

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